In the private sector, not the government. From Karen De Coster's blog:
K-Mart is running an ad campaign (I am told it's running on TV, too) for its new layaway program, and people love it. You gotta love some things about the Depression. I moved out of my parent's house one day after I turned 19, so K-Mart's layaway was my lifeline at that time.
But this Christmas season, other national retailers have joined Kmart in advertising their layaway options, among them TJ Maxx Corp., Goody’s Family Clothing Inc., Marshalls Inc. and Burlington Coat Factory Direct Corp., along with numerous regional chains and local stores.